My employer, a bank, has two accounts: and enterprise account which its used for development, and a normal one for publishing the bank app. We are facing a lot of troubles testing Apple Pay, because our enterprise account doesnt get the Apple Pay entitlement. This is a major pain point for us. We mostly develop blindly. And the bank, being a bank, for obvious reasons, doesnt want to give us access to the prod account. Only the enterprise one. I am pretty sure I am not the only one suffering from this, and I am just taking the oportunity that you guys are reading our rants, so that you acknowledge this problem, and let enterprise accounts have Apple Pay, for development purposes (or maybe share, idk, but a solution to this) edit: feel free to tell me that it cannot be done, this is not even a technical request, however it would be so nice if we could debug on our tests systems with the enterprise account, and the people in charge of the account say its not possible.

We are having hit or miss for getting the pass ready to be installed on Apple Watch even if remotePassEntriesAvailable is set to true, and our QA team is reporting this as a bug. Is this a known bug? This from the wallet extension.

Dear Apple Pay team, We are having issues with adding some cards with the extension. Everything seems to go well, we can choose the credit card, and then it is failing, and we have absolutely no idea what could be wrong. Debit card provisioning with the wallet works, provisioning with the app works, but provisioning some credit cards (some users can, some users cannot) doesnt work, and on the console the only thing we can observe is: error Passbook PKAddPaymentPassRequest (0x123456): encryptedPassData missing error Passbook [] ProvisioningOperationComposer: Step 'generateCryptographicMaterial' failed with error Error Domain=PKProvisioningErrorDomain Code=4 UserInfo={NSLocalizedRecoverySuggestion=, NSLocalizedDescription=, NSLocalizedFailureReason=} Could this be some issue with base64 encoding? In app we just do Data(base64Encoding: , options: []) but in the wallet we saw there is a difference where we replace occurrences of _ with / and - with + (for urlSafe) and we add padding to the base64 string : while (newBase64String.count %4 != 0 { newBase64String.append("=") } for some obscure reason, this code was not implemented by me and I dont see the need to do this... If that is prob not the case for our error, what could it be? how to debug it?

Hi, We’re testing Apple Pay In-App Provisioning in the production environment using a TestFlight build, and the provisioning flow fails before the Terms & Conditions screen is shown. From the device logs, the failure happens during the eligibility step: ProvisioningOperationComposer: Step 'eligibility' failed eligibility request failure Received HTTP 500 PKPaymentWebServiceErrorDomain We submitted a Feedback Assistant report with the sysdiagnose and all requested private details. Feedback ID: FB22911853 We also verified the exported IPA: It is signed with Store provisioning profiles. get-task-allow is false. ProvisionedDevices is absent. com.apple.developer.payment-pass-provisioning is present in both the app signature entitlements and the embedded provisioning profile entitlements. Could you please advise what we should check next? We’re trying to understand whether this points to a client payload issue, Apple Pay production configuration issue, allowlist issue, or payment network configuration issue. Thanks

We are currently experiencing a critical issue with our Apple Developer account related to production certificates for live customers using Apple Pay. Each customer integration requires a minimum of two certificates. At present, our account has reached 20 certificates, and we are facing limitations that impact our ability to onboard new customers. Recently, deletion of certain certificates caused a major outage, resulting in service disruption for live customers. This outage has had significant financial implications,  This may be held liable for the revenue lost. We urgently request clarification on the following: What are the official license limit restrictions for production certificates on Apple Developer accounts? Is there a way to extend or increase the certificate limit to support multiple live customer integrations? What best practices should we follow to avoid outages when managing certificates for Apple Pay? Given the severity of this issue, we kindly ask for immediate guidance and support to prevent further disruptions.

In testing in-app push provisioning with a production TestFlight build built with Xcode Cloud (Xcode 26.4.1) the flow is failing when attempting to add cards. I start the flow by choosing the add to wallet button from within the app. I get to the stage “Add Card” and choosing continue fails with “Could Not Add Card” and a button “Set Up Later” Analysing the sysdiagnose logs reveals that the eligibility stage is failing with a HTTP 500 error. [9ix8SPBHSfWEcxLjj+j5bA] ProvisioningOperationComposer: Step 'eligibility' failed with error <PKProvisioningError: severity: 'terminal'; internalDebugDescriptions: '( "eligibility request failure", "Received HTTP 500" )'; underlyingError: 'Error Domain=PKPaymentWebServiceErrorDomain Code=0 "Unexpected error." UserInfo={PKErrorHTTPResponseStatusCodeKey=500, NSLocalizedDescription=Unexpected error.}'; userInfo: '{ PKErrorHTTPResponseStatusCodeKey = 500; }'; > FB22761556

Hello, we are developing in app provisioning of our American Express network cards. After clicking add to apple wallet in our app, I launch the PKAddPaymentPassViewController and click next. It loads for a few seconds and then I get: [<private>] ProvisioningOperationComposer: Step '<private>' failed with error Error Domain=PKProvisioningErrorDomain Code=5 UserInfo={PKErrorHTTPResponseStatusCodeKey=500} Does anyone have any insight on what this error means?

I have apple pay on the web running ok on our website, using ios devices When I load the cart in a browser and try using the 'scan now qr code', my pay sheet displays on my iphone and then immediately closes. How can I debug the issue? I'm not seeing any logging or issues.

I've encountered an issue where we need multiple domain associations with separate Apple Pay implementations. Briefly, we have a /.well-known/apple-developer-merchantid-domain-association already setup with Stripe, and now we need another, different version of the file to get setup with FreedomPay. FreedomPay insists this file represents a three-way relationship between all parties and I have no reason to disbelieve them. I'm wondering if anyone has encountered this or if there is a standard procedure. I'm currently trying to find documentation on the exact way Apple Pay verification interacts with this file to see if we can produce it dynamically.

Hello, We are encountering an issue with Apple Pay on the Web in the sandbox environment where payments cannot be completed because the onpaymentauthorized event is not triggered. The same implementation was working normally until March 5, but the issue started occurring consistently from March 6 without any changes to our code, certificates, or merchant configuration. Environment Apple Pay on the Web (JavaScript) Safari (iOS / macOS) Apple Pay Sandbox Merchant domain verified Merchant validation succeeds Observed Flow The Apple Pay flow proceeds normally until authentication: User clicks the Apple Pay button ApplePaySession.begin() is called onvalidatemerchant fires Merchant validation request succeeds completeMerchantValidation() is called Apple Pay sheet is displayed User authenticates with Face ID / Touch ID onpaymentauthorized is never triggered Because this event never fires, the payment token is not returned and the payment cannot proceed. ApplePaySession Request { "countryCode": "JP", "currencyCode": "JPY", "merchantCapabilities": ["supports3DS"], "supportedNetworks": ["visa", "masterCard"], "total": { "label": "Test Payment", "type": "final", "amount": "100" } } Merchant Validation Merchant validation succeeds and returns a valid session from Apple. Relevant fields from the merchant session: merchantIdentifier: 35A786BE6AB4... domainName: secure.telecom-awstest.com displayName: ApplePay Additional Notes Apple Pay sheet appears normally Authentication completes successfully No JavaScript errors are logged onpaymentauthorized is never fired Issue occurs consistently in the sandbox environment Confirmed across multiple iOS versions Question Has anyone experienced a similar issue recently in the Apple Pay sandbox environment, or are there any known changes that could cause the onpaymentauthorized event not to fire after authentication? Any insights would be greatly appreciated. Thank you.

Hello. I have a few questions about the implementation of Apple Pay payments on websites. Could you help me From the documentation: Apple Pay issues an Apple Pay Merchant Token if the user’s payment network supports merchant-specific payment tokens. Otherwise, Apple Pay issues a device token for the payment request. How can we determine whether a token is a merchant token or a device token? Is it possible to determine this by any of the token fields? https://developer.apple.com/documentation/passkit/payment-token-format-reference Is it possible to understand this in other ways? Can I make recurring payments with the device token if it was issued instead of the merchant token? Is it necessary to include the tokenNotificationURL when generating a merchant token, or can we generate one without specifying it? What does the applicationExpirationDate field in the merchant token represent? Is this the date when the device token or merchant token expires and payments cannot be made with it?

Hi, To ensure the issue is not caused by an error within your app or web service request, please review the Apple Pay Merchant Integration Guide. Additionally, please review the following technotes on Apple Pay: TN3173: Troubleshooting issues with your Apple Pay merchant identifier configuration TN3174: Diagnosing issues with the Apple Pay payment sheet on your website TN3175: Diagnosing issues with displaying the Apple Pay button on your website TN3176: Troubleshooting Apple Pay payment processing issues TN3206: Updating Apple Pay certificates If the resources above don’t help identify the cause of the error, please provide more information about your app or web services to get started. To prevent sending sensitive credentials in plain text, create a report in Feedback Assistant to share the details requested below. Additionally, if the error is something we need to investigate further, the appropriate engineering teams also have access to the same information and can communicate with you directly within Feedback Assistant for more information, as needed. Please follow the instructions below to submit your report. For issues occurring with your native app or web service, perform the following steps: Install the Apple Pay profile on your iOS or watchOS device. If the issue occurs on Mac, continue to Step 2. Reproduce the issue and make a note of the timestamp when the issue occurred, while optionally capturing screenshots or video. Gather a sysdiagnose on the same iOS or watchOS device, or on macOS. Create a Feedback Assistant report with the following information: The serial number of the device. For iOS and watchOS: Open Settings > General > About > Serial Number (tap and hold to copy). For macOS: Open the Apple () menu > About This Mac > Serial Number. The SEID (Secure Element Identifier) of the device, represented as a HEX encoded string. For iOS and watchOS: open Settings > General > About > SEID (tap and hold to copy). For macOS: Open the Apple () menu > About This Mac > System Report > NVMExpress > Serial Number. The sysdiagnose gathered after reproducing the issue. The timestamp of when the issue was reproduced. Screenshots or videos of errors and unexpected behaviors (optional). Important: From the logs gathered above, you should be able to determine the cause of the failure from PassbookUIService, PassKit or PassKitCore, and by filtering for your SEID or merchant domain in the Safari Web Inspector. See Inspecting Safari on macOS to learn more. Submitting your feedback Before you submit to Feedback Assistant, please confirm the requested information above is included in your feedback. Failure to provide the requested information will only delay my investigation into the reported issue within your Apple Pay website. After your submission to Feedback Assistant is complete, please respond in your existing Developer Forums post with the Feedback ID. Once received, I can begin my investigation and determine if this issue is caused by an error within your web implementation, a configuration issue within your developer account, or an underlying system bug. Cheers, Paris X Pinkney |  WWDR | DTS Engineer

Hello everyone, We've encountered a blocking issue while integrating Apple Pay on the Web within a Salesforce Commerce Cloud (SFCC) environment. The session fails immediately after a successful user authentication. Problem Summary: After a user authenticates a payment with Touch ID or Face ID, the Apple Pay sheet showing error "Payment not completed" message. The core of the issue is that the onpaymentauthorized event handler is never invoked in our client-side JavaScript. As a result, the corresponding server-side SFCC paymentAuthorized hooks are never triggered, and we cannot obtain a payment token to complete the transaction. Also, No console logs are observed. Observed Flow of Events: The ApplePaySession proceeds correctly through the initial callbacks. We have verified through server-side logs that the corresponding SFCC platform hooks (getRequest, prepareBasket, shippingContactSelected, shippingMethodSelected) fire and complete successfully. The payment sheet correctly updates with shipping costs and the final transaction amount. Failure Point & Steps to Reproduce: A user initiates an Apple Pay transaction within our SFCC site. They select their shipping contact and method. The payment sheet updates the total amount. The user taps the "Pay" button and authenticates successfully via Touch ID / Face ID. Failure: The sheet immediately displays "Payment not completed" error. The onpaymentauthorized event is never fired on the client, and no paymentAuthorized calls reach our SFCC backend. We have confirmed this behavior is reproducible even when using the standard plugin_applepay provided by SFCC. There are no associated errors in the browser's JavaScript console or any server-side logs, as the process appears to fail within the native Apple Pay session before control is returned to our client-side code. Our Questions: Given this is occurring within an SFCC integration, we are trying to understand what could cause the session to terminate at this specific point. Are there internal validation checks that occur after successful user authentication but before the onpaymentauthorized event is dispatched? What configuration issues (e.g., in the ApplePayPaymentRequest, merchant identity certificate, etc.) are known to cause a failure at this exact step, especially within a platform integration like SFCC? Is there any additional client-side logging or debugging we can enable to get more insight into the internal state of the ApplePaySession? Any guidance from Apple engineers or other developers who have integrated Apple Pay with SFCC would be greatly appreciated. Thank you

We are implementing Apple Pay In-App Provisioning in our issuer iOS application and are encountering a HTTP 500 error returned from Apple servers during the provisioning flow. The issue occurs after generating the encrypted payload and attempting to complete the provisioning process. The Apple service responds with 500 Internal Server Error, preventing the card from being added to Wallet. We would appreciate assistance identifying whether this is caused by: • a payload formatting issue, • cryptographic material mismatch, • entitlement / configuration issue, • or a server-side issue. Environment Platform • iOS: 26.3.1 • Device: iPhone 13 mini • Xcode: 26.3.1 Apple Pay configuration • In-App Provisioning entitlement enabled • Issuer app authorized by Apple for provisioning • Payment Network: Mastercard • Token Service Provider (TSP): MDES Testing environment • Production • App distribution method: TestFlight Provisioning Flow Overview Our implementation follows the standard Apple Pay In-App Provisioning flow: 1. User taps Add to Apple Wallet in issuer app. 2. App presents PKAddPaymentPassViewController. 3. App receives: • Apple public certificates • nonce • nonceSignature 4. Issuer backend generates: • encryptedPassData • activationData • ephemeralPublicKey 5. These values are returned to the app. 6. App constructs PKAddPaymentPassRequest. 7. Wallet attempts provisioning. At this point the request fails and Apple servers return HTTP 500. We see this in the system console, with the phone having Wallet debugging profile installed. Checklist – Common Issues Verified Based on the Apple Pay In-App Provisioning demo guidance, we verified the following configuration items. Entitlements • com.apple.developer.payment-pass-provisioning enabled • Apple Pay capability enabled in Xcode • Correct Team ID and bundle configuration App configuration • PKAddPaymentPassViewController used for provisioning • PKAddPaymentPassViewControllerDelegate implemented • generateRequestWithCertificateChain implemented correctly Cryptographic data • encryptedPassData • activationData • ephemeralPublicKey All values are generated by our issuer backend and returned to the app Feedback ID: FB22249031 (In app provisioning error 500)

We are implementing in-app provisioning in our fintech app; We are reaching out to ask for your help in understanding what is going wrong so we can fix it. What happens: User taps “Add to Apple Wallet” → we present PKAddPaymentPassViewController → they tap Next → after a few seconds the flow fails with "Set Up Later" alert. Device log: "eligibility request failure", "Received HTTP 500" )'; underlyingError: 'Error Domain=PKPaymentWebServiceErrorDomain Code=0 "Unexpected error." UserInfo={PKErrorHTTPResponseStatusCodeKey=500, NSLocalizedDescription=Unexpected error.}'; userInfo: '{ PKErrorHTTPResponseStatusCodeKey = 500; }'; > Feedback Assistant ID: FB22176928 (In-App Provisioning issue 500 Internal Server Error)

Dears, Please take a look at case: FB21940123 (Wallet Extension unable to add card) Thanks

Hello, We are implementing in-app provisioning in our fintech app; the card issuer is a third party, so we have limited control and visibility. We have ruled out the causes we could investigate on our side and on the card issuer’s side. We are reaching out to ask for your help in understanding what is going wrong so we can fix it. What happens: User taps “Add to Apple Wallet” → we present PKAddPaymentPassViewController → they tap Next → after a few seconds the flow fails with "Set Up Later" alert. Device log: ProvisioningOperationComposer: Step 'eligibility' failed with error <PKProvisioningError: severity: 'terminal'; internalDebugDescriptions: '( "eligibility request failure", "Received HTTP 500" )'; underlyingError: 'Error Domain=PKPaymentWebServiceErrorDomain Code=0 "Unexpected error." UserInfo={PKErrorHTTPResponseStatusCodeKey=500, NSLocalizedDescription=Unexpected error.}'; userInfo: '{ PKErrorHTTPResponseStatusCodeKey = 500; }'; Feedback Assistant ID: FB22007923 (Error during the In-App Provisioning process)

Dears, We are developing an apple wallet extension. In the Non-ui extension, in the getPaymentPassEntry overriden function we have to return an object such as: ``PKIssuerProvisioningExtensionPaymentPassEntry(identifier: identifier, title: label, art: getEntryArt(image: uiImage), addRequestConfiguration: requestConfig)!`` What is not clear are the requirements for this "art" parameter. Somewhere in the FAQ it says that the art has to be an image of 1536 x 969 resolution, <4 MB, squared corners, no chip contacts, and so forth) but we set there images of any size and the extension displays them without any problem. Are those requirements (1536 x 969 resolution, and so on) only for the images that are displayed in the wallet only after the card has been added? In this case, are those images coming from the PNO directly and not coming from the function above which is in the wallet extension? Thanks,

During Apple Pay in-app provisioning (EV_ECC_v2), our iOS app successfully obtains the issuer provisioning certificates and generates cryptographic material. The flow fails when Apple posts the card blob to Apple’s broker (card creation step), returning HTTP 500 from .../broker/v4/devices/{SEID}/cards. Steps: Call issuerProvisioningCertificates?encryptionVersion=EV_ECC_v2 → 200 OK; returns ECC leaf + Apple Root CA chain; nonce=2a831be4. 2. Build {encryptedCardData, activationData, ephemeralPublicKey} 3. POST /broker/v4/devices/{SEID}/cards Expected: 200 OK on /broker/v4/devices/{SEID}/cards, or 5xx with a descriptive error if payload/cryptography is invalid. Observed: 500 Internal Server Error from Apple broker on /cards (labeled “eligibility” in PassKit logs), causing a terminal failure in Wallet UI.

PNO: VISA Please help to tell the reason for error. Thanks a lot. Attached is the log for your investigation Apple Push Log.txt