Hi ,
This is regarding the ApplePayRecurringPayment Request and Apple Pay on Web functionality. Does Apple Pay on web providing functionality that collects payments from the stored credit card issuer bank (or) it only provides secured wallet functionality that provides a token which then has to be utilized to send a seperate payment request through a third party payment gateway to collect the payments from the credit card issuer bank.
thanks
Hi @vkumarSXM,
You wrote:
[...] Does Apple Pay on web providing functionality that collects payments from the stored credit card issuer bank (or) it only provides secured wallet functionality that provides a token which then has to be utilized to send a seperate payment request through a third party payment gateway to collect the payments from the credit card issuer bank. [...]
Apple Pay, (including Apple Pay on the Web and ApplePayRecurringPaymentRequest) functions as a secure wallet/tokenization layer, not a direct payment collection system. It consists of a two-step tokenized flow:
- Apple Pay provides a secure payment token
- Merchant process the token via a payment gateway
This architecture is by design—it ensures PCI compliance, cardholder privacy, and card data security by keeping sensitive information with Apple's Secure Enclave, never exposing raw card details to merchants or their servers.
To learn more, see the following page:
Apple Pay security and privacy overview
https://support.apple.com/en-us/101554
Cheers,
Paris X Pinkney | WWDR | DTS Engineer
